☰ ˟
Contact Us Today / 412.531.3111
Logo
  • Home
  • Get A Quote
    • Automobile
    • Business & CommercialImage of right arrow
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
      • Business Owners (BOP) Quote Form
      • Workers Compensation Quote
    • Flood
    • Health
    • HomeownersImage of right arrow
      • Homeowners Insurance Quote
      • Custom Home Quote
    • LifeImage of right arrow
      • Life Insurance Quote
      • Life Insurance
    • Motorcycle
    • Renters
    • Trucking
  • Customer Service
    • Automobile
  • Blog
  • Make a Payment
  • Resources
    • Secure File Area
    • Refer a Friend
    • Important Links
    • Free Reports
    • Insurance Glossary
  • About Us
    • About James L Smith Insurance Agency
    • Location Map
    • Employee Directory
    • Partners
    • Customer Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter

What type of coverage do you need?
Home > Limousine Insurance Home

Limousine Insurance


Limousine Insurance Information

As the owner a limousine service, you have many different responsibilities when it comes to insurance. First, you must protect your own financial interests. Next, you must consider your employees’ best interests. Finally, you need to consider what your customers have at risk.

Commercial Auto Insurance

The first and most obvious coverage that you'll need for your limo service is commercial auto insurance coverage. This will provide protection for damages to your fleet as well as bodily injury and property damage to your customers and other individuals who could be negatively impacted by your limos or drivers.

Commercial Property Insurance

Next you'll want to consider protecting the business property you have at your office or storefront. Commercial property insurance can pay for losses of both the building and the contents within as well as certain outside structures. It's important to note that commercial property insurance does not cover flood damage so you'll need to secure that policy separately if you are at risk.

Additional Liability Coverage

There are a few different types of liability coverage a limo service should consider. General liability insurance covers any lawsuit that your business faces from its client's, including for false advertising and slander. For even higher coverage limits, you can consider a commercial umbrella insurance policy, which adds an additional limit to all of your underlying liability policies.

In order to protect yourself and your employees you'll also want workers compensation insurance to pay for the medical expenses and lost wages of employees who are injured on the job. For additional protection you can secure employment practices liability insurance, which will cover you from lawsuits and judgments awarded for certain unintentional and inappropriate employment practices.

Our Customer Feedback

Read More

Our latest blogs

  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
James L. Smith Insurance
304 Cochran Road
Pittsburgh, PA 15228
James L. Smith Insurance Agency is a professional organization dedicated; to PROVIDE the best possible personal service to our Clients to keep them as long-term satisfied customers. To MAINTAIN a professional and efficient work environment which helps each person to achieve his or her personal goals. To DEAL with the public fairly and honestly and to be a respected member of the community.
We're here for you
Home Page/ About Us/ Contact Us/ Our Blog/ Latest News/ Refer A Friend
Quick Help Links
Quote Forms/ Service Forms/ File a Claim/ Make a Payment/ Insurance Glossary/ FAQs
Icon Icon
Icon Icon Icon
Social Icon Social Icon Social Icon
© Copyright. All rights reserved. Powered by Insurance Website Builder