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Home > Blog > James L Smith Insurance Agency Blog: homeowners
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James L Smith Insurance Agency Blog: homeowners

View the latest blog posts from James L Smith Insurance Agency.

Tuesday, September 1, 2020

TRAMPOLINE LIABILITIES

Trampolines can provide hours of entertainment and fun for the whole family—especially young children. However, there are a number of liability risks trampoline owners need to consider to keep loved ones safe. Trampolines are considered attractive nuisances—items that are attractive and enticing to children. READ MORE >>

Saturday, August 1, 2020

RIDING LAWNMOWER SAFETY

When you have a large yard, a riding lawnmower makes lawn care more efficient and less strenuous. But in spite of the benefits, these machines pose a number of risks. Did you know you are most likely to suffer a lawnmower accident on the slope of your lawn? The mower can easily tip over and cause you to lose control. READ MORE >>

Monday, June 1, 2020

SWIMMING POOL LIABILITY PRECAUTIONS

    Fun in the sun is even better when you have a swimming pool in your backyard to stay cool on hot, summer days. Despite all the entertainment that a swimming pool offers, there are also homeowner liabilities. To help you minimize your risk, we’ve gathered some safety tips to keep you in the know as you swim. READ MORE >>

Wednesday, April 1, 2020

The Importance of Underground Service Lines Coverage

   There are a lot of property risks to keep in mind if you’re a homeowner. But have you thought about the ones that might be lurking under your property?As a homeowner, underground service lines that run from your home to the property line are your responsibility to maintain. READ MORE >>

Monday, December 9, 2019

Hired Help: Reduce Your Liability

Individuals who hire residential help such as chefs, drivers, gardeners, housekeepers, nannies, babysitters, personal assistants and security personnel must be covered under an insurance policy. This will protect you against litigation for wrongful termination, sexual harassment, employment discrimination, reputational injuries to your character and personal injuries. READ MORE >>

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Wednesday, September 4, 2019

Lightning Safety Outdoors

Lightning Safety Outdoors As many golfers and other outdoors enthusiasts can attest, thunderstorms can often strike with little to no warning, especially during the warmer months of the year. The lightning strikes that accompany these thunderstorms pose a serious threat to people and safety. READ MORE >>

Thursday, January 3, 2019

Personal Property Limits

For certain categories of personal property (jewelry, art, antiques, and others) a basic homeowners policy has limits on how much it will pay, as well as what conditions of loss or damage are covered. A quick review will tell you if you need a rider for your more valuable goods. READ MORE >>

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James L. Smith Insurance
304 Cochran Road
Pittsburgh, PA 15228
James L. Smith Insurance Agency is a professional organization dedicated; to PROVIDE the best possible personal service to our Clients to keep them as long-term satisfied customers. To MAINTAIN a professional and efficient work environment which helps each person to achieve his or her personal goals. To DEAL with the public fairly and honestly and to be a respected member of the community.
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