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James L Smith Insurance Agency Blog: auto insurance

View the latest blog posts from James L Smith Insurance Agency.

Saturday, March 5, 2022

Save on your Auto Insurance

 “Why am I paying so much for this?” A question I hear all too often from clients who are reviewing their insurance policy, usually for the first time in a long time. That insurance bill in the mail every month is more than just another bill – it is your protection and peace of mind. READ MORE >>

Friday, May 1, 2020

Insuring Your Teen Driver

Insuring a new driver can be expensive. Learn what you can do to keep your premiums as low as possible and your teen accident-free. Tips to Keep Costs Down If you’re the parent of a teenager who is getting ready to climb behind the steering wheel, insuring your new driver can be an expensive endeavor. READ MORE >>

Sunday, March 1, 2020

Know Your Insurance: Auto

 UM and UIM Coverage, Exclusions and Endorsements Unfortunately, many people wrongly assume that auto and umbrella insurance policies will provide reimbursement for all aspects of an accident on the road. Instead, both of these policies cover your own liability and provide compensation to others in the event that you are responsible for an accident. READ MORE >>

Wednesday, February 26, 2020

8 Ways to Save On Auto Insurance

Rising premiums may leave you wondering what you can you do to save money on auto insurance. While you can’t control all of the factors influencing your premiums, there are a number of cost-saving strategies you can use: Tips to Save You Money 1. Maintain a clean driving record. READ MORE >>

Saturday, February 1, 2020

Customized Vehicle Coverage

If you’re one of those people who enjoys getting more out of his or her car than just getting to your destination, you should be aware that any customizing that you do to your vehicle impacts your auto policy, too. The Basics READ MORE >>

Wednesday, January 15, 2020

BREAKDOWN SAFETY BASICS

Be Prepared No one ever plans to have their car break down, but you can plan ahead to deal with it safely. Read on to learn about some helpful hints to help you remain safe and injury-free should you get stuck on the road. If your car breaks down, your safety should be your primary concern. READ MORE >>

Wednesday, January 1, 2020

To Bundle, or Not to Bundle

To Bundle, or Not to Bundle If you’ve ever shopped around for insurance, you’ve likely been asked if you want to bundle your policies—in other words, combine your home or renters, auto and life insurance policies with the same carrier. READ MORE >>

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Wednesday, May 1, 2019

5 Teen Texting and Driving Tips

5 Teen Texting and Driving Tips Your teen receives a text. Thumbs flash, head bends forward, eyes only on the tiny screen in hand; the urge to connect, nearly irresistible. It is hard to imagine your teen (or any other teen) not responding.    READ MORE >>

Wednesday, April 3, 2019

Am I covered by my personal auto insurance if I drive for Uber or Lyft?

Am I covered by my personal auto insurance if I drive for Uber or Lyft? Ride-sharing companies provide taxi-like services by connecting passengers to drivers via a smart phone app. Rides can be arranged in advance or on short notice. The official name for a ride-sharing business is a Transportation Network Company (TNC). READ MORE >>

Friday, February 22, 2019

6 Steps to Take Immediately Following a Pittsburgh Auto Accident

6 Steps to Take Immediately Following a Pittsburgh Auto Accident I called my daughter recently and when she answered the phone she said “Hold on, I just got into an accident and the other guy is looking at me. I don’t know what to do.” I tried to give her quick instructions, but she hung up after a few seconds. READ MORE >>

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James L. Smith Insurance
304 Cochran Road
Pittsburgh, PA 15228
James L. Smith Insurance Agency is a professional organization dedicated; to PROVIDE the best possible personal service to our Clients to keep them as long-term satisfied customers. To MAINTAIN a professional and efficient work environment which helps each person to achieve his or her personal goals. To DEAL with the public fairly and honestly and to be a respected member of the community.
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