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James L Smith Insurance Agency Blog Page 2

View the latest blog posts from James L Smith Insurance Agency.

Wednesday, January 15, 2020

BREAKDOWN SAFETY BASICS

Be Prepared No one ever plans to have their car break down, but you can plan ahead to deal with it safely. Read on to learn about some helpful hints to help you remain safe and injury-free should you get stuck on the road. If your car breaks down, your safety should be your primary concern. READ MORE >>

Wednesday, January 1, 2020

To Bundle, or Not to Bundle

To Bundle, or Not to Bundle If you’ve ever shopped around for insurance, you’ve likely been asked if you want to bundle your policies—in other words, combine your home or renters, auto and life insurance policies with the same carrier. READ MORE >>

Monday, December 9, 2019

Hired Help: Reduce Your Liability

Individuals who hire residential help such as chefs, drivers, gardeners, housekeepers, nannies, babysitters, personal assistants and security personnel must be covered under an insurance policy. This will protect you against litigation for wrongful termination, sexual harassment, employment discrimination, reputational injuries to your character and personal injuries. READ MORE >>

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Wednesday, September 4, 2019

Lightning Safety Outdoors

Lightning Safety Outdoors As many golfers and other outdoors enthusiasts can attest, thunderstorms can often strike with little to no warning, especially during the warmer months of the year. The lightning strikes that accompany these thunderstorms pose a serious threat to people and safety. READ MORE >>

Thursday, August 1, 2019

Truck Zone Safety

Truck Zone Safety Driving a large truck can be a tough – and dangerous – job. Weighing up to 80,000 pounds compared to the average American car’s 3,000¹, the size of a tractor-trailer increases brake distance, can block visibility for other drivers and presents unique challenges for everyone sharing the road. READ MORE >>

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Wednesday, May 1, 2019

5 Teen Texting and Driving Tips

5 Teen Texting and Driving Tips Your teen receives a text. Thumbs flash, head bends forward, eyes only on the tiny screen in hand; the urge to connect, nearly irresistible. It is hard to imagine your teen (or any other teen) not responding.    READ MORE >>

Wednesday, April 3, 2019

Am I covered by my personal auto insurance if I drive for Uber or Lyft?

Am I covered by my personal auto insurance if I drive for Uber or Lyft? Ride-sharing companies provide taxi-like services by connecting passengers to drivers via a smart phone app. Rides can be arranged in advance or on short notice. The official name for a ride-sharing business is a Transportation Network Company (TNC). READ MORE >>

Monday, February 25, 2019

Full Tort versus Limited Tort

Full Tort vs. Limited Tort What's the Difference Between Full Tort and Limited Tort? In Pennsylvania an insured is given a choice when purchasing car insurance. Full Tort is what every driver has automatically under the law in Pennsylvania. Simply put, you have the right to sue the at fault party for your injuries. READ MORE >>

Friday, February 22, 2019

6 Steps to Take Immediately Following a Pittsburgh Auto Accident

6 Steps to Take Immediately Following a Pittsburgh Auto Accident I called my daughter recently and when she answered the phone she said “Hold on, I just got into an accident and the other guy is looking at me. I don’t know what to do.” I tried to give her quick instructions, but she hung up after a few seconds. READ MORE >>

Friday, February 1, 2019

Should I trust a car dealer to add my new vehicle to my policy?

NO. Although they offer to, technically they cannot because they are not the “Named Insured” on the policy. Only the “Named Insured” on the policy can make changes. If we get calls from dealers we will verify with the client that they have in fact, traded in or purchased a new car. READ MORE >>

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Blog Archive
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  • auto insurance(10)
  • safety(6)
  • homeowners(6)
  • discounts(3)
  • saving(2)
  • car insurance(2)
  • custom car(1)
  • uber(1)
  • discount(1)
  • student(1)
  • pittsburgh auto insurance(1)
  • breakdown(1)
  • homeowners swimming pool(1)
  • lightning(1)
  • pittsburgh(1)
  • tnc(1)
  • ride sharing(1)
  • pittsburgh auto claims(1)
  • underground(1)
  • full tort(1)
  • trampoline(1)
  • personal property(1)
  • claims(1)
  • limited tort(1)
  • pittsburgh car insurance(1)
  • lyft(1)
  • limits(1)
  • utility lines(1)
  • teen driving tips(1)
  • lawnmower(1)
  • umbrella insurance(1)
  • auto insurance pittsburgh(1)
  • teen driver(1)

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James L. Smith Insurance
304 Cochran Road
Pittsburgh, PA 15228
James L. Smith Insurance Agency is a professional organization dedicated; to PROVIDE the best possible personal service to our Clients to keep them as long-term satisfied customers. To MAINTAIN a professional and efficient work environment which helps each person to achieve his or her personal goals. To DEAL with the public fairly and honestly and to be a respected member of the community.
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